Today's topic is about the question: Is it possible to give, donate, or sell social insurance books?

For example, you have a relative participating in social insurance for 18 years, you have been participating in social insurance for three years. You and your relatives give each other social insurance books to become a person who achieves twenty-one years, participates in social insurance contributions, and then receives a monthly pension.

The answer is no!

Firstly, in terms of social security, social insurance shows itself for everyone and everyone for you. People who go to work must pay compulsory social insurance, and be reimbursed by the insurance agency in case of sickness, maternity, or accident, and receive old-age pension when they no longer work. Therefore, in terms of society as a whole, social insurance payer both pay for themselves and share the benefits of paying insurance premiums for the whole society. Specifically, if you pay enough social insurance for 20 years, when you retire, you will receive 45% of the average salary paid, each year you increase by two percent, but not more than 75%, the average salary.

Secondly, according to the social insurance law, employees participating in social insurance have the following rights, summarized as follows:

• Enjoy the prescribed regimes.
• Issuing and managing insurance books.
•  Receive pensions and allowances.
• Authorize others to receive pensions and benefits.
• Make complaints, denunciations and initiate lawsuits against social insurance in accordance with the law.

As mentioned above, we can see that, in the rights mentioned above, employees do not have the right to hand over their social insurance payment time to other people, as property to give, give, sell or even inherit. In other words, when an employee participates in social insurance, the employee will have the right to request the social insurance agency to pay the employee according to the prescribed insurance regime, participants do not have ownership rights on the time of premium payment, so they cannot give, donate or sell social insurance books.

Currently, on the market, there is a form of hiding, buying and selling social insurance books in the form of authorizing others to receive social insurance money on behalf of others. This is unacceptable behavior in society. At the same time, the law does not recognize this, so buyers and sellers will be entangled in the law, and may even be criminally handled.